Call reports 2025
BANK OF MILTON — 2025
What BANK OF MILTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 206,557,000 | 210,664,000 | 223,958,000 | 233,046,000 |
| Total loans | 144,714,000 | 161,696,000 | 166,780,000 | 170,363,000 |
| Allowance for loan losses | 1,918,000 | 1,948,000 | 2,030,000 | 2,669,000 |
| Securities available for sale | 37,807,000 | 40,413,000 | 39,940,000 | 39,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,796,000 | 181,835,000 | 188,528,000 | 199,495,000 |
| Interest-bearing deposits | 152,389,000 | 149,530,000 | 155,730,000 | 164,511,000 |
| Noninterest-bearing deposits | 33,407,000 | 32,305,000 | 32,798,000 | 34,984,000 |
| Equity capital | 15,711,000 | 17,499,000 | 18,072,000 | 18,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,837,000 | 5,779,000 | 9,034,000 | 12,334,000 |
| Interest expense | 881,000 | 1,700,000 | 2,626,000 | 3,661,000 |
| Net interest income | 1,956,000 | 4,079,000 | 6,408,000 | 8,673,000 |
| Noninterest income | 170,000 | 404,000 | 509,000 | 720,000 |
| Noninterest expense | 1,096,000 | 2,195,000 | 3,293,000 | 4,421,000 |
| Provision for loan losses | 30,000 | 60,000 | 140,000 | 785,000 |
| Pretax income | 1,001,000 | 2,230,000 | 3,487,000 | 4,190,000 |
| Income tax | 219,000 | 536,000 | 759,000 | 1,013,000 |
| Net income | 782,000 | 1,694,000 | 2,728,000 | 3,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,805,000 | 19,345,000 | 20,007,000 | 20,085,000 |