Call reports 2023
BANK OF MILTON — 2023
What BANK OF MILTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 185,240,000 | 177,372,000 | 171,164,000 | 179,417,000 |
| Total loans | 124,774,000 | 123,850,000 | 124,953,000 | 130,311,000 |
| Allowance for loan losses | 1,748,000 | 1,781,000 | 1,812,000 | 1,838,000 |
| Securities available for sale | 47,224,000 | 46,912,000 | 39,314,000 | 38,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,977,000 | 165,211,000 | 160,904,000 | 165,713,000 |
| Interest-bearing deposits | 141,123,000 | 135,565,000 | 131,287,000 | 133,464,000 |
| Noninterest-bearing deposits | 30,854,000 | 29,646,000 | 29,617,000 | 32,249,000 |
| Equity capital | 12,936,000 | 11,854,000 | 8,113,000 | 13,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,943,000 | 3,980,000 | 6,109,000 | 8,335,000 |
| Interest expense | 298,000 | 684,000 | 1,111,000 | 1,629,000 |
| Net interest income | 1,645,000 | 3,296,000 | 4,998,000 | 6,706,000 |
| Noninterest income | 163,000 | 347,000 | 523,000 | 693,000 |
| Noninterest expense | 886,000 | 1,834,000 | 2,763,000 | 3,787,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 826,000 | 1,684,000 | 1,569,000 | 1,966,000 |
| Income tax | 242,000 | 528,000 | 523,000 | 873,000 |
| Net income | 584,000 | 1,156,000 | 1,046,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,636,000 | 17,042,000 | 16,638,000 | 16,425,000 |
| Total capital | 18,385,000 | — | — | — |
| Risk-weighted assets | 147,803,000 | — | — | — |