Call reports 2022
BANK OF MILTON — 2022
What BANK OF MILTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 179,651,000 | 180,192,000 | 177,528,000 | 185,660,000 |
| Total loans | 115,326,000 | 121,247,000 | 123,087,000 | 124,377,000 |
| Allowance for loan losses | 1,697,000 | 1,750,000 | 1,784,000 | 1,717,000 |
| Securities available for sale | 46,845,000 | 47,418,000 | 45,326,000 | 44,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,590,000 | 169,117,000 | 165,118,000 | 175,187,000 |
| Interest-bearing deposits | 131,722,000 | 137,600,000 | 132,451,000 | 141,037,000 |
| Noninterest-bearing deposits | 29,868,000 | 31,517,000 | 32,667,000 | 34,150,000 |
| Equity capital | 12,077,000 | 10,868,000 | 9,026,000 | 10,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,250,000 | 4,991,000 | 6,808,000 |
| Interest expense | 100,000 | 197,000 | 309,000 | 460,000 |
| Net interest income | 1,491,000 | 3,053,000 | 4,682,000 | 6,348,000 |
| Noninterest income | 193,000 | 405,000 | 592,000 | 757,000 |
| Noninterest expense | 921,000 | 1,733,000 | 2,631,000 | 3,532,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 140,000 |
| Pretax income | 735,000 | 1,669,000 | 2,368,000 | 2,932,000 |
| Income tax | 126,000 | 362,000 | 526,000 | 1,153,000 |
| Net income | 609,000 | 1,307,000 | 1,842,000 | 1,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,990,000 | 16,344,000 | 16,391,000 | 16,331,000 |
| Total capital | 17,687,000 | 18,094,000 | 18,175,000 | 18,048,000 |
| Risk-weighted assets | 139,383,000 | 142,935,000 | 143,232,000 | 144,897,000 |