Call reports 2021
BANK OF MILTON — 2021
What BANK OF MILTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 173,376,000 | 185,745,000 | 177,682,000 | 184,786,000 |
| Total loans | 114,689,000 | 118,433,000 | 117,920,000 | 119,292,000 |
| Allowance for loan losses | 1,587,000 | 1,619,000 | 1,642,000 | 1,666,000 |
| Securities available for sale | 43,545,000 | 47,852,000 | 47,379,000 | 45,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,177,000 | 162,650,000 | 156,793,000 | 163,470,000 |
| Interest-bearing deposits | 116,925,000 | 130,301,000 | 125,073,000 | 130,039,000 |
| Noninterest-bearing deposits | 32,252,000 | 32,349,000 | 31,720,000 | 33,431,000 |
| Equity capital | 15,176,000 | 15,652,000 | 15,542,000 | 16,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,109,000 | 4,720,000 | 6,351,000 |
| Interest expense | 114,000 | 223,000 | 326,000 | 427,000 |
| Net interest income | 1,423,000 | 2,886,000 | 4,394,000 | 5,924,000 |
| Noninterest income | 335,000 | 821,000 | 1,025,000 | 1,264,000 |
| Noninterest expense | 899,000 | 1,697,000 | 2,552,000 | 3,476,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 875,000 | 1,996,000 | 2,823,000 | 3,509,000 |
| Income tax | 49,000 | 489,000 | 720,000 | 854,000 |
| Net income | 826,000 | 1,507,000 | 2,103,000 | 2,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,407,000 | 14,854,000 | 15,097,000 | 15,498,000 |
| Total capital | 15,994,000 | 16,473,000 | 16,739,000 | 17,164,000 |
| Risk-weighted assets | 128,159,000 | 134,335,000 | 138,297,000 | 142,333,000 |