Call reports 2019
BANK OF MILTON — 2019
What BANK OF MILTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 120,033,000 | 126,161,000 | 125,028,000 | 132,942,000 |
| Total loans | 86,842,000 | 93,969,000 | 93,330,000 | 100,697,000 |
| Allowance for loan losses | 1,340,000 | 1,371,000 | 1,403,000 | 1,433,000 |
| Securities available for sale | 20,581,000 | 20,416,000 | 20,213,000 | 19,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,773,000 | 114,525,000 | 112,773,000 | 120,368,000 |
| Interest-bearing deposits | 90,244,000 | 93,801,000 | 93,144,000 | 97,794,000 |
| Noninterest-bearing deposits | 18,529,000 | 20,724,000 | 19,629,000 | 22,574,000 |
| Equity capital | 11,077,000 | 11,501,000 | 12,083,000 | 12,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,642,000 | 4,032,000 | 5,466,000 |
| Interest expense | 147,000 | 315,000 | 491,000 | 664,000 |
| Net interest income | 1,151,000 | 2,327,000 | 3,541,000 | 4,802,000 |
| Noninterest income | 125,000 | 272,000 | 448,000 | 624,000 |
| Noninterest expense | 804,000 | 1,568,000 | 2,358,000 | 3,183,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 442,000 | 971,000 | 1,541,000 | 2,123,000 |
| Income tax | 88,000 | 259,000 | 384,000 | 514,000 |
| Net income | 354,000 | 712,000 | 1,157,000 | 1,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,764,000 | 10,899,000 | 11,225,000 | 11,684,000 |
| Total capital | 12,033,000 | 12,220,000 | 12,532,000 | 13,057,000 |
| Risk-weighted assets | 101,452,000 | 105,645,000 | 104,475,000 | 109,783,000 |