Call reports 2018
BANK OF MILTON — 2018
What BANK OF MILTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,443,000 | 117,536,000 | 115,783,000 | 117,648,000 |
| Total loans | 80,415,000 | 83,672,000 | 85,557,000 | 87,269,000 |
| Allowance for loan losses | 1,211,000 | 1,234,000 | 1,295,000 | 1,314,000 |
| Securities available for sale | 24,114,000 | 23,209,000 | 22,147,000 | 18,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,292,000 | 104,443,000 | 105,612,000 | 106,877,000 |
| Interest-bearing deposits | 83,256,000 | 87,680,000 | 87,707,000 | 87,935,000 |
| Noninterest-bearing deposits | 16,036,000 | 16,763,000 | 17,905,000 | 18,942,000 |
| Equity capital | 10,030,000 | 9,929,000 | 9,993,000 | 10,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,332,000 | 3,591,000 | 4,858,000 |
| Interest expense | 100,000 | 223,000 | 364,000 | 497,000 |
| Net interest income | 1,050,000 | 2,109,000 | 3,227,000 | 4,361,000 |
| Noninterest income | 133,000 | 314,000 | 458,000 | 601,000 |
| Noninterest expense | 778,000 | 1,478,000 | 2,241,000 | 2,968,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 405,000 | 915,000 | 1,384,000 | 1,530,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 404,000 | 913,000 | 1,381,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,344,000 | 10,340,000 | 10,601,000 | 10,753,000 |
| Total capital | 11,555,000 | 11,574,000 | 11,890,000 | 11,999,000 |
| Risk-weighted assets | 100,211,000 | 100,649,000 | 103,190,000 | 99,675,000 |