Call reports 2015
BANK OF MILTON — 2015
What BANK OF MILTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 100,716,000 | 100,956,000 | 102,719,000 | 111,455,000 |
| Total loans | 70,975,000 | 71,968,000 | 75,249,000 | 76,719,000 |
| Allowance for loan losses | 1,285,000 | 1,346,000 | 1,373,000 | 1,309,000 |
| Securities available for sale | 18,946,000 | 18,173,000 | 18,271,000 | 19,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,532,000 | 92,052,000 | 93,377,000 | 101,816,000 |
| Interest-bearing deposits | 79,497,000 | 79,526,000 | 80,103,000 | 86,515,000 |
| Noninterest-bearing deposits | 12,035,000 | 12,526,000 | 13,274,000 | 15,301,000 |
| Equity capital | 9,115,000 | 8,808,000 | 9,226,000 | 9,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,079,000 | 3,139,000 | 4,238,000 |
| Interest expense | 88,000 | 175,000 | 263,000 | 353,000 |
| Net interest income | 941,000 | 1,904,000 | 2,876,000 | 3,885,000 |
| Noninterest income | 654,000 | 779,000 | 908,000 | 1,030,000 |
| Noninterest expense | 700,000 | 1,382,000 | 2,031,000 | 2,730,000 |
| Provision for loan losses | 60,000 | 120,000 | 150,000 | 150,000 |
| Pretax income | 835,000 | 1,183,000 | 1,606,000 | 2,038,000 |
| Income tax | 0 | 1,000 | 3,000 | 2,000 |
| Net income | 835,000 | 1,182,000 | 1,603,000 | 2,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,944,000 | 8,867,000 | 9,111,000 | 9,514,000 |
| Total capital | 9,956,000 | 9,919,000 | 10,176,000 | 10,630,000 |
| Risk-weighted assets | 80,734,000 | 83,847,000 | 84,895,000 | 89,083,000 |