Call reports 2025
PEOPLES BANK AND TRUST COMPANY — 2025
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,256,370,000 | 1,532,889,000 | 1,570,875,000 | 1,579,827,000 |
| Total loans | 831,244,000 | 1,039,404,000 | 1,055,920,000 | 1,072,169,000 |
| Allowance for loan losses | 10,724,000 | 14,509,000 | 14,899,000 | 15,546,000 |
| Securities available for sale | 294,866,000 | 305,263,000 | 333,803,000 | 319,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,029,902,000 | 1,294,577,000 | 1,311,994,000 | 1,340,140,000 |
| Interest-bearing deposits | 864,223,000 | 1,087,884,000 | 1,101,110,000 | 1,124,232,000 |
| Noninterest-bearing deposits | 165,679,000 | 206,693,000 | 210,884,000 | 215,908,000 |
| Equity capital | 100,251,000 | 125,948,000 | 138,048,000 | 144,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,719,000 | 37,084,000 | 58,547,000 | 80,085,000 |
| Interest expense | 7,178,000 | 15,432,000 | 23,719,000 | 31,727,000 |
| Net interest income | 9,541,000 | 21,652,000 | 34,828,000 | 48,358,000 |
| Noninterest income | 3,649,000 | 8,373,000 | 12,958,000 | 17,230,000 |
| Noninterest expense | 8,077,000 | 18,520,000 | 28,903,000 | 39,316,000 |
| Provision for loan losses | 736,000 | 4,543,000 | 5,222,000 | 6,963,000 |
| Pretax income | 4,257,000 | 6,919,000 | 13,578,000 | 18,865,000 |
| Income tax | 851,000 | 1,384,000 | 2,732,000 | 2,832,000 |
| Net income | 3,406,000 | 5,535,000 | 10,846,000 | 16,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,134,000 | 128,595,000 | 133,963,000 | 139,076,000 |
| Total capital | 131,043,000 | 144,289,000 | 150,047,000 | 155,492,000 |
| Risk-weighted assets | 1,080,577,000 | 1,277,335,000 | 1,295,493,000 | 1,312,998,000 |