Call reports 2024
PEOPLES BANK AND TRUST COMPANY — 2024
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,129,487,000 | 1,185,096,000 | 1,219,826,000 | 1,244,987,000 |
| Total loans | 696,807,000 | 736,349,000 | 756,406,000 | 799,802,000 |
| Allowance for loan losses | 7,510,000 | 7,460,000 | 8,072,000 | 10,004,000 |
| Securities available for sale | 270,724,000 | 280,014,000 | 292,302,000 | 280,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 894,909,000 | 894,736,000 | 884,264,000 | 922,292,000 |
| Interest-bearing deposits | 711,877,000 | 724,816,000 | 720,223,000 | 765,167,000 |
| Noninterest-bearing deposits | 183,032,000 | 169,920,000 | 164,041,000 | 157,125,000 |
| Equity capital | 85,047,000 | 89,542,000 | 100,561,000 | 93,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,950,000 | 28,958,000 | 44,915,000 | 61,403,000 |
| Interest expense | 6,300,000 | 12,959,000 | 20,012,000 | 27,245,000 |
| Net interest income | 7,650,000 | 15,999,000 | 24,903,000 | 34,158,000 |
| Noninterest income | 3,196,000 | 7,155,000 | 11,157,000 | 15,097,000 |
| Noninterest expense | 7,038,000 | 14,259,000 | 21,605,000 | 29,657,000 |
| Provision for loan losses | 0 | 0 | 824,000 | 3,477,000 |
| Pretax income | 3,811,000 | 8,927,000 | 13,517,000 | 15,570,000 |
| Income tax | 648,000 | 1,518,000 | 2,731,000 | 3,474,000 |
| Net income | 3,163,000 | 7,409,000 | 10,786,000 | 12,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,253,000 | 110,661,000 | 114,174,000 | 115,607,000 |
| Total capital | 114,232,000 | 118,590,000 | 122,861,000 | 126,680,000 |
| Risk-weighted assets | 904,751,000 | 947,073,000 | 1,007,166,000 | 1,055,737,000 |