Call reports 2023
PEOPLES BANK AND TRUST COMPANY — 2023
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,034,989,000 | 1,093,600,000 | 1,083,202,000 | 1,135,606,000 |
| Total loans | 644,868,000 | 660,197,000 | 667,666,000 | 691,690,000 |
| Allowance for loan losses | 6,783,000 | 7,244,000 | 7,218,000 | 7,158,000 |
| Securities available for sale | 296,615,000 | 293,013,000 | 271,460,000 | 279,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 842,216,000 | 845,115,000 | 835,564,000 | 867,578,000 |
| Interest-bearing deposits | 655,052,000 | 666,235,000 | 657,655,000 | 694,681,000 |
| Noninterest-bearing deposits | 187,164,000 | 178,880,000 | 177,909,000 | 172,897,000 |
| Equity capital | 74,053,000 | 74,945,000 | 71,153,000 | 84,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,355,000 | 21,737,000 | 34,054,000 | 47,256,000 |
| Interest expense | 3,257,000 | 7,493,000 | 12,586,000 | 18,798,000 |
| Net interest income | 7,098,000 | 14,244,000 | 21,468,000 | 28,458,000 |
| Noninterest income | 3,189,000 | 5,340,000 | 8,382,000 | 12,161,000 |
| Noninterest expense | 7,159,000 | 13,644,000 | 20,624,000 | 28,536,000 |
| Provision for loan losses | 273,000 | 303,000 | 303,000 | 303,000 |
| Pretax income | 2,844,000 | 5,633,000 | 8,861,000 | 11,724,000 |
| Income tax | 483,000 | 958,000 | 1,506,000 | 2,325,000 |
| Net income | 2,361,000 | 4,675,000 | 7,355,000 | 9,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,413,000 | 97,889,000 | 100,730,000 | 102,928,000 |
| Total capital | 102,603,000 | 105,540,000 | 108,418,000 | 110,555,000 |
| Risk-weighted assets | 900,137,000 | 916,804,000 | 889,916,000 | 906,233,000 |