Call reports 2022
PEOPLES BANK AND TRUST COMPANY — 2022
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 990,523,000 | 1,019,964,000 | 996,171,000 | 1,014,460,000 |
| Total loans | 547,528,000 | 599,478,000 | 597,277,000 | 616,886,000 |
| Allowance for loan losses | 6,246,000 | 6,288,000 | 6,405,000 | 6,384,000 |
| Securities available for sale | 361,393,000 | 324,516,000 | 299,183,000 | 299,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 831,133,000 | 802,470,000 | 810,971,000 | 809,448,000 |
| Interest-bearing deposits | 639,948,000 | 594,151,000 | 613,480,000 | 620,021,000 |
| Noninterest-bearing deposits | 191,185,000 | 208,319,000 | 197,491,000 | 189,427,000 |
| Equity capital | 81,974,000 | 64,108,000 | 61,463,000 | 71,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,803,000 | 16,272,000 | 25,366,000 | 34,952,000 |
| Interest expense | 849,000 | 1,779,000 | 3,421,000 | 5,825,000 |
| Net interest income | 6,954,000 | 14,493,000 | 21,945,000 | 29,127,000 |
| Noninterest income | 1,317,000 | 3,441,000 | 5,410,000 | 9,236,000 |
| Noninterest expense | 5,921,000 | 12,408,000 | 18,702,000 | 25,414,000 |
| Provision for loan losses | 100,000 | 125,000 | 255,000 | 374,000 |
| Pretax income | 2,254,000 | 5,409,000 | 8,412,000 | 12,589,000 |
| Income tax | 383,000 | 920,000 | 1,430,000 | 2,131,000 |
| Net income | 1,871,000 | 4,489,000 | 6,982,000 | 10,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,263,000 | 87,041,000 | 89,851,000 | 93,329,000 |
| Total capital | 90,509,000 | 93,329,000 | 96,256,000 | 99,713,000 |
| Risk-weighted assets | 785,573,000 | 865,728,000 | 867,154,000 | 871,747,000 |