Call reports 2021
PEOPLES BANK AND TRUST COMPANY — 2021
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 966,988,000 | 980,079,000 | 984,535,000 | 967,113,000 |
| Total loans | 533,457,000 | 531,420,000 | 514,933,000 | 536,628,000 |
| Allowance for loan losses | 5,852,000 | 5,948,000 | 6,000,000 | 6,254,000 |
| Securities available for sale | 364,042,000 | 359,257,000 | 396,646,000 | 354,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 786,158,000 | 795,248,000 | 804,648,000 | 798,633,000 |
| Interest-bearing deposits | 611,230,000 | 624,219,000 | 629,575,000 | 618,427,000 |
| Noninterest-bearing deposits | 174,928,000 | 171,029,000 | 175,073,000 | 180,206,000 |
| Equity capital | 107,475,000 | 110,623,000 | 107,244,000 | 96,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,698,000 | 18,411,000 | 26,320,000 | 33,728,000 |
| Interest expense | 1,085,000 | 2,126,000 | 3,118,000 | 3,786,000 |
| Net interest income | 6,613,000 | 16,285,000 | 23,202,000 | 29,942,000 |
| Noninterest income | 1,591,000 | 2,946,000 | 4,288,000 | 6,472,000 |
| Noninterest expense | 5,907,000 | 11,435,000 | 16,971,000 | 23,702,000 |
| Provision for loan losses | 185,000 | 289,000 | 343,000 | 2,121,000 |
| Pretax income | 2,112,000 | 7,500,000 | 10,303,000 | 10,984,000 |
| Income tax | 436,000 | 1,500,000 | 2,061,000 | 955,000 |
| Net income | 1,676,000 | 6,000,000 | 8,242,000 | 10,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,236,000 | 93,462,000 | 89,725,000 | 82,233,000 |
| Total capital | 97,088,000 | 99,410,000 | 95,725,000 | 88,487,000 |
| Risk-weighted assets | 756,086,000 | 735,084,000 | 757,186,000 | 777,432,000 |