Call reports 2020
PEOPLES BANK AND TRUST COMPANY — 2020
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 654,862,000 | 717,294,000 | 713,592,000 | 738,355,000 |
| Total loans | 390,212,000 | 440,575,000 | 442,522,000 | 430,143,000 |
| Allowance for loan losses | 5,177,000 | 5,721,000 | 5,775,000 | 5,421,000 |
| Securities available for sale | 216,812,000 | 225,851,000 | 220,751,000 | 244,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,068,000 | 559,179,000 | 558,146,000 | 588,511,000 |
| Interest-bearing deposits | 403,707,000 | 439,656,000 | 442,261,000 | 464,777,000 |
| Noninterest-bearing deposits | 93,361,000 | 119,523,000 | 115,885,000 | 123,734,000 |
| Equity capital | 83,242,000 | 72,326,000 | 75,045,000 | 76,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,667,000 | 14,943,000 | 21,534,000 | 27,925,000 |
| Interest expense | 1,395,000 | 2,669,000 | 3,822,000 | 4,892,000 |
| Net interest income | 5,272,000 | 12,274,000 | 17,712,000 | 23,033,000 |
| Noninterest income | 1,157,000 | 2,341,000 | 3,831,000 | 5,128,000 |
| Noninterest expense | 4,279,000 | 8,430,000 | 12,771,000 | 17,744,000 |
| Provision for loan losses | 220,000 | 780,000 | 840,000 | 1,030,000 |
| Pretax income | 2,039,000 | 5,552,000 | 8,079,000 | 9,772,000 |
| Income tax | 347,000 | 944,000 | 1,373,000 | 1,635,000 |
| Net income | 1,692,000 | 4,608,000 | 6,706,000 | 8,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,787,000 | 62,148,000 | 64,291,000 | 65,742,000 |
| Total capital | 79,964,000 | 67,869,000 | 70,066,000 | 71,163,000 |
| Risk-weighted assets | 555,990,000 | 612,235,000 | 614,823,000 | 606,518,000 |