Call reports 2019
PEOPLES BANK AND TRUST COMPANY — 2019
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 512,605,000 | 515,903,000 | 612,580,000 | 643,733,000 |
| Total loans | 299,297,000 | 310,302,000 | 370,912,000 | 388,255,000 |
| Allowance for loan losses | 4,689,000 | 4,734,000 | 4,797,000 | 4,954,000 |
| Securities available for sale | 160,574,000 | 165,805,000 | 182,532,000 | 200,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,104,000 | 378,392,000 | 471,324,000 | 489,495,000 |
| Interest-bearing deposits | 293,052,000 | 291,461,000 | 369,318,000 | 387,869,000 |
| Noninterest-bearing deposits | 87,052,000 | 86,931,000 | 102,006,000 | 101,626,000 |
| Equity capital | 70,709,000 | 73,647,000 | 75,991,000 | 79,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,983,000 | 10,239,000 | 16,359,000 | 22,851,000 |
| Interest expense | 864,000 | 1,853,000 | 3,004,000 | 4,272,000 |
| Net interest income | 4,119,000 | 8,386,000 | 13,355,000 | 18,579,000 |
| Noninterest income | 815,000 | 1,636,000 | 2,586,000 | 3,617,000 |
| Noninterest expense | 3,530,000 | 6,990,000 | 10,971,000 | 14,775,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 375,000 |
| Pretax income | 1,333,000 | 2,890,000 | 4,791,000 | 7,064,000 |
| Income tax | 240,000 | 521,000 | 863,000 | 882,000 |
| Net income | 1,093,000 | 2,369,000 | 3,928,000 | 6,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,101,000 | 71,377,000 | 68,966,000 | 72,778,000 |
| Total capital | 74,790,000 | 76,111,000 | 73,763,000 | 77,732,000 |
| Risk-weighted assets | 435,268,000 | 450,879,000 | 520,670,000 | 543,691,000 |