Call reports 2018
PEOPLES BANK AND TRUST COMPANY — 2018
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 481,756,000 | 480,727,000 | 485,819,000 | 487,797,000 |
| Total loans | 281,117,000 | 286,570,000 | 292,990,000 | 293,180,000 |
| Allowance for loan losses | 4,529,000 | 4,583,000 | 4,642,000 | 4,635,000 |
| Securities available for sale | 156,144,000 | 152,118,000 | 146,733,000 | 152,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,453,000 | 361,162,000 | 358,037,000 | 353,010,000 |
| Interest-bearing deposits | 293,809,000 | 287,873,000 | 284,432,000 | 275,984,000 |
| Noninterest-bearing deposits | 72,644,000 | 73,289,000 | 73,605,000 | 77,026,000 |
| Equity capital | 64,099,000 | 65,034,000 | 65,729,000 | 68,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,481,000 | 9,077,000 | 13,832,000 | 18,775,000 |
| Interest expense | 517,000 | 1,104,000 | 1,783,000 | 2,588,000 |
| Net interest income | 3,964,000 | 7,973,000 | 12,049,000 | 16,187,000 |
| Noninterest income | 832,000 | 1,624,000 | 2,438,000 | 3,406,000 |
| Noninterest expense | 3,319,000 | 6,668,000 | 9,972,000 | 13,116,000 |
| Provision for loan losses | 60,000 | 220,000 | 280,000 | 480,000 |
| Pretax income | 1,417,000 | 2,709,000 | 4,235,000 | 5,998,000 |
| Income tax | 255,000 | 488,000 | 762,000 | 995,000 |
| Net income | 1,162,000 | 2,221,000 | 3,473,000 | 5,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,167,000 | 66,226,000 | 67,478,000 | 69,008,000 |
| Total capital | 69,696,000 | 70,809,000 | 72,120,000 | 73,643,000 |
| Risk-weighted assets | 400,632,000 | 409,993,000 | 419,913,000 | 425,566,000 |