Call reports 2017
PEOPLES BANK AND TRUST COMPANY — 2017
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 457,960,000 | 461,859,000 | 471,539,000 | 486,397,000 |
| Total loans | 257,928,000 | 264,931,000 | 272,997,000 | 280,369,000 |
| Allowance for loan losses | 4,565,000 | 4,532,000 | 4,565,000 | 4,491,000 |
| Securities available for sale | 159,311,000 | 155,491,000 | 151,467,000 | 163,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,136,000 | 346,268,000 | 358,019,000 | 359,838,000 |
| Interest-bearing deposits | 281,776,000 | 276,706,000 | 279,683,000 | 290,904,000 |
| Noninterest-bearing deposits | 72,360,000 | 69,562,000 | 78,336,000 | 68,934,000 |
| Equity capital | 61,179,000 | 63,615,000 | 64,570,000 | 64,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,098,000 | 8,296,000 | 12,616,000 | 17,049,000 |
| Interest expense | 357,000 | 722,000 | 1,145,000 | 1,592,000 |
| Net interest income | 3,741,000 | 7,574,000 | 11,471,000 | 15,457,000 |
| Noninterest income | 679,000 | 1,399,000 | 2,101,000 | 3,096,000 |
| Noninterest expense | 3,093,000 | 6,192,000 | 9,331,000 | 12,469,000 |
| Provision for loan losses | 15,000 | 35,000 | 85,000 | 145,000 |
| Pretax income | 1,312,000 | 2,760,000 | 4,170,000 | 5,953,000 |
| Income tax | 348,000 | 732,000 | 1,105,000 | 1,881,000 |
| Net income | 964,000 | 2,028,000 | 3,065,000 | 4,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,085,000 | 62,149,000 | 63,186,000 | 63,978,000 |
| Total capital | 65,650,000 | 66,681,000 | 67,751,000 | 68,469,000 |
| Risk-weighted assets | 365,336,000 | 373,445,000 | 383,368,000 | 395,301,000 |