Call reports 2016
PEOPLES BANK AND TRUST COMPANY — 2016
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 446,121,000 | 443,483,000 | 448,005,000 | 458,171,000 |
| Total loans | 251,348,000 | 252,631,000 | 254,343,000 | 252,820,000 |
| Allowance for loan losses | 4,559,000 | 4,580,000 | 4,564,000 | 4,566,000 |
| Securities available for sale | 155,328,000 | 152,326,000 | 151,173,000 | 162,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,568,000 | 346,238,000 | 350,612,000 | 346,503,000 |
| Interest-bearing deposits | 281,268,000 | 281,975,000 | 277,839,000 | 274,632,000 |
| Noninterest-bearing deposits | 69,300,000 | 64,263,000 | 72,773,000 | 71,871,000 |
| Equity capital | 59,314,000 | 60,683,000 | 61,478,000 | 59,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,011,000 | 8,021,000 | 12,051,000 | 16,110,000 |
| Interest expense | 332,000 | 670,000 | 1,011,000 | 1,353,000 |
| Net interest income | 3,679,000 | 7,351,000 | 11,040,000 | 14,757,000 |
| Noninterest income | 661,000 | 1,347,000 | 2,120,000 | 3,047,000 |
| Noninterest expense | 2,998,000 | 6,015,000 | 9,105,000 | 12,084,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,369,000 | 2,725,000 | 4,110,000 | 5,769,000 |
| Income tax | 342,000 | 709,000 | 1,069,000 | 1,446,000 |
| Net income | 1,027,000 | 2,016,000 | 3,041,000 | 4,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,640,000 | 57,647,000 | 58,678,000 | 59,960,000 |
| Total capital | 61,091,000 | 62,103,000 | 63,215,000 | 64,472,000 |
| Risk-weighted assets | 355,959,000 | 356,330,000 | 362,950,000 | 360,873,000 |