Call reports 2012
PEOPLES BANK AND TRUST COMPANY — 2012
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 389,076,000 | 394,761,000 | 396,004,000 | 411,319,000 |
| Total loans | 184,799,000 | 185,209,000 | 186,815,000 | 192,687,000 |
| Allowance for loan losses | 4,070,000 | 4,159,000 | 4,112,000 | 4,453,000 |
| Securities available for sale | 164,645,000 | 161,532,000 | 170,664,000 | 177,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,054,000 | 326,633,000 | 326,138,000 | 332,985,000 |
| Interest-bearing deposits | 276,972,000 | 276,228,000 | 272,480,000 | 276,516,000 |
| Noninterest-bearing deposits | 49,082,000 | 50,404,000 | 53,658,000 | 56,468,000 |
| Equity capital | 44,215,000 | 45,186,000 | 46,792,000 | 47,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,809,000 | 7,633,000 | 11,395,000 | 15,145,000 |
| Interest expense | 631,000 | 1,245,000 | 1,821,000 | 2,347,000 |
| Net interest income | 3,178,000 | 6,388,000 | 9,574,000 | 12,798,000 |
| Noninterest income | 732,000 | 1,492,000 | 2,283,000 | 3,260,000 |
| Noninterest expense | 2,295,000 | 4,842,000 | 7,338,000 | 9,945,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 460,000 |
| Pretax income | 1,686,000 | 3,117,000 | 4,583,000 | 5,770,000 |
| Income tax | 496,000 | 873,000 | 1,301,000 | 1,531,000 |
| Net income | 1,190,000 | 2,244,000 | 3,282,000 | 4,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,010,000 | 41,093,000 | 42,219,000 | 43,204,000 |
| Total capital | 43,094,000 | 44,282,000 | 45,501,000 | 46,602,000 |
| Risk-weighted assets | 245,874,000 | 254,285,000 | 261,865,000 | 270,820,000 |
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