Call reports 2009
PEOPLES BANK AND TRUST COMPANY — 2009
What PEOPLES BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 256,480,000 | 265,895,000 | 277,871,000 | 289,275,000 |
| Total loans | 147,139,000 | 148,261,000 | 147,418,000 | 155,150,000 |
| Allowance for loan losses | 3,289,000 | 3,303,000 | 3,292,000 | 3,352,000 |
| Securities available for sale | 75,474,000 | 83,887,000 | 93,577,000 | 104,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,208,000 | 213,796,000 | 222,767,000 | 231,007,000 |
| Interest-bearing deposits | 174,691,000 | 182,927,000 | 191,875,000 | 200,701,000 |
| Noninterest-bearing deposits | 30,517,000 | 30,869,000 | 30,892,000 | 30,306,000 |
| Equity capital | 32,955,000 | 33,526,000 | 34,772,000 | 35,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,087,000 | 6,095,000 | 9,132,000 | 12,214,000 |
| Interest expense | 947,000 | 1,888,000 | 2,849,000 | 3,773,000 |
| Net interest income | 2,140,000 | 4,207,000 | 6,283,000 | 8,441,000 |
| Noninterest income | 700,000 | 1,388,000 | 1,977,000 | 2,754,000 |
| Noninterest expense | 2,072,000 | 4,196,000 | 6,337,000 | 8,242,000 |
| Provision for loan losses | 75,000 | 130,000 | 145,000 | 360,000 |
| Pretax income | 733,000 | 1,528,000 | 2,424,000 | 3,428,000 |
| Income tax | 131,000 | 311,000 | 498,000 | 720,000 |
| Net income | 602,000 | 1,217,000 | 1,926,000 | 2,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,900,000 | 31,514,000 | 32,223,000 | 33,006,000 |
| Total capital | 33,043,000 | 33,664,000 | 34,470,000 | 35,381,000 |
| Risk-weighted assets | 178,242,000 | 179,702,000 | 182,950,000 | 192,661,000 |
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