Call reports 2025
WEST PLAINS BANK AND TRUST COMPANY — 2025
What WEST PLAINS BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 696,350,000 | 695,586,000 | 698,769,000 | 719,374,000 |
| Total loans | 453,674,000 | 451,483,000 | 473,082,000 | 496,857,000 |
| Allowance for loan losses | 3,920,000 | 3,924,000 | 4,093,000 | 4,322,000 |
| Securities available for sale | 147,119,000 | 141,716,000 | 140,574,000 | 138,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,854,000 | 643,320,000 | 643,572,000 | 660,038,000 |
| Interest-bearing deposits | 558,849,000 | 547,844,000 | 554,516,000 | 568,550,000 |
| Noninterest-bearing deposits | 89,005,000 | 95,476,000 | 89,056,000 | 91,488,000 |
| Equity capital | 43,396,000 | 46,502,000 | 49,913,000 | 53,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,971,000 | 18,418,000 | 28,035,000 | 37,858,000 |
| Interest expense | 3,458,000 | 6,810,000 | 10,170,000 | 13,459,000 |
| Net interest income | 5,513,000 | 11,608,000 | 17,865,000 | 24,399,000 |
| Noninterest income | 1,159,000 | 2,411,000 | 3,810,000 | 5,178,000 |
| Noninterest expense | 4,269,000 | 8,754,000 | 13,336,000 | 17,929,000 |
| Provision for loan losses | 205,000 | 205,000 | 392,000 | 647,000 |
| Pretax income | 2,234,000 | 5,077,000 | 7,952,000 | 11,011,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,234,000 | 5,077,000 | 7,952,000 | 11,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,882,000 | 58,375,000 | 59,550,000 | 61,893,000 |
| Total capital | 61,002,000 | 62,526,000 | 63,851,000 | 66,425,000 |
| Risk-weighted assets | 497,986,000 | 485,714,000 | 523,220,000 | 540,937,000 |