Call reports 2024
WEST PLAINS BANK AND TRUST COMPANY — 2024
What WEST PLAINS BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 663,726,000 | 666,852,000 | 663,975,000 | 667,808,000 |
| Total loans | 429,689,000 | 442,779,000 | 458,711,000 | 456,078,000 |
| Allowance for loan losses | 3,500,000 | 3,466,000 | 3,629,000 | 3,707,000 |
| Securities available for sale | 161,449,000 | 156,649,000 | 157,509,000 | 150,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,971,000 | 615,255,000 | 604,884,000 | 620,430,000 |
| Interest-bearing deposits | 524,544,000 | 528,870,000 | 517,930,000 | 532,851,000 |
| Noninterest-bearing deposits | 82,427,000 | 86,385,000 | 86,954,000 | 87,579,000 |
| Equity capital | 34,938,000 | 35,530,000 | 41,942,000 | 40,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,342,000 | 17,223,000 | 26,599,000 | 35,865,000 |
| Interest expense | 3,722,000 | 7,726,000 | 11,650,000 | 15,267,000 |
| Net interest income | 4,620,000 | 9,497,000 | 14,949,000 | 20,598,000 |
| Noninterest income | 1,172,000 | 2,374,000 | 3,646,000 | 4,871,000 |
| Noninterest expense | 4,067,000 | 8,335,000 | 12,964,000 | 17,427,000 |
| Provision for loan losses | 62,000 | 133,000 | 308,000 | 398,000 |
| Pretax income | 1,654,000 | 3,391,000 | 5,387,000 | 7,753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,654,000 | 3,391,000 | 5,387,000 | 7,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,324,000 | 53,617,000 | 54,863,000 | 56,028,000 |
| Total capital | 57,186,000 | 57,438,000 | 58,776,000 | 59,979,000 |
| Risk-weighted assets | 496,850,000 | 508,581,000 | 525,067,000 | 516,135,000 |