Call reports 2023
WEST PLAINS BANK AND TRUST COMPANY — 2023
What WEST PLAINS BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 629,787,000 | 634,541,000 | 630,166,000 | 640,018,000 |
| Total loans | 405,881,000 | 417,176,000 | 419,137,000 | 418,402,000 |
| Allowance for loan losses | 3,824,000 | 3,897,000 | 3,691,000 | 3,538,000 |
| Securities available for sale | 178,900,000 | 172,029,000 | 162,752,000 | 165,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,622,000 | 596,660,000 | 594,240,000 | 597,814,000 |
| Interest-bearing deposits | 496,131,000 | 505,448,000 | 507,896,000 | 511,830,000 |
| Noninterest-bearing deposits | 95,491,000 | 91,212,000 | 86,344,000 | 85,984,000 |
| Equity capital | 33,334,000 | 32,319,000 | 29,316,000 | 35,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,859,000 | 14,344,000 | 22,050,000 | 30,019,000 |
| Interest expense | 2,311,000 | 5,239,000 | 8,517,000 | 11,982,000 |
| Net interest income | 4,548,000 | 9,105,000 | 13,533,000 | 18,037,000 |
| Noninterest income | 1,143,000 | 2,274,000 | 3,433,000 | 4,678,000 |
| Noninterest expense | 3,954,000 | 8,050,000 | 12,061,000 | 16,012,000 |
| Provision for loan losses | 214,000 | 290,000 | 142,000 | 156,000 |
| Pretax income | 1,549,000 | 3,065,000 | 4,762,000 | 6,536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,549,000 | 3,065,000 | 4,762,000 | 6,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,558,000 | 52,634,000 | 53,682,000 | 53,088,000 |
| Total capital | 56,778,000 | 57,325,000 | 58,203,000 | 56,978,000 |
| Risk-weighted assets | 477,987,000 | 478,015,000 | 493,560,000 | 489,564,000 |