Call reports 2022
WEST PLAINS BANK AND TRUST COMPANY — 2022
What WEST PLAINS BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 606,669,000 | 587,491,000 | 598,506,000 | 620,188,000 |
| Total loans | 335,687,000 | 352,176,000 | 374,291,000 | 382,816,000 |
| Allowance for loan losses | 3,403,000 | 3,394,000 | 3,381,000 | 3,387,000 |
| Securities available for sale | 190,045,000 | 189,523,000 | 180,522,000 | 181,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,671,000 | 549,182,000 | 556,805,000 | 567,890,000 |
| Interest-bearing deposits | 433,293,000 | 437,647,000 | 450,848,000 | 465,888,000 |
| Noninterest-bearing deposits | 128,378,000 | 111,535,000 | 105,957,000 | 102,002,000 |
| Equity capital | 40,099,000 | 32,575,000 | 25,325,000 | 30,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,368,000 | 9,294,000 | 14,842,000 | 21,054,000 |
| Interest expense | 298,000 | 647,000 | 1,221,000 | 2,696,000 |
| Net interest income | 4,070,000 | 8,647,000 | 13,621,000 | 18,358,000 |
| Noninterest income | 1,099,000 | 2,231,000 | 3,302,000 | 4,495,000 |
| Noninterest expense | 3,681,000 | 7,580,000 | 11,874,000 | 16,398,000 |
| Provision for loan losses | 80,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 1,397,000 | 3,198,000 | 4,951,000 | 6,367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,397,000 | 3,198,000 | 4,951,000 | 6,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,133,000 | 50,769,000 | 51,511,000 | 51,947,000 |
| Total capital | 55,536,000 | 54,163,000 | 54,892,000 | 55,334,000 |
| Risk-weighted assets | 410,169,000 | 426,310,000 | 447,922,000 | 459,670,000 |