Call reports 2021
WEST PLAINS BANK AND TRUST COMPANY — 2021
What WEST PLAINS BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 528,419,000 | 573,800,000 | 583,406,000 | 613,910,000 |
| Total loans | 318,891,000 | 310,099,000 | 304,793,000 | 335,538,000 |
| Allowance for loan losses | 3,089,000 | 3,205,000 | 3,292,000 | 3,335,000 |
| Securities available for sale | 124,195,000 | 163,511,000 | 188,566,000 | 196,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,982,000 | 516,934,000 | 526,411,000 | 557,358,000 |
| Interest-bearing deposits | 372,127,000 | 413,008,000 | 420,049,000 | 448,509,000 |
| Noninterest-bearing deposits | 101,855,000 | 103,926,000 | 106,362,000 | 108,849,000 |
| Equity capital | 49,724,000 | 51,519,000 | 51,404,000 | 50,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,319,000 | 9,273,000 | 13,633,000 | 17,877,000 |
| Interest expense | 351,000 | 712,000 | 1,035,000 | 1,343,000 |
| Net interest income | 3,968,000 | 8,561,000 | 12,598,000 | 16,534,000 |
| Noninterest income | 978,000 | 2,017,000 | 3,167,000 | 4,355,000 |
| Noninterest expense | 3,108,000 | 6,354,000 | 9,881,000 | 13,555,000 |
| Provision for loan losses | 150,000 | 275,000 | 350,000 | 425,000 |
| Pretax income | 1,688,000 | 4,023,000 | 5,616,000 | 7,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,688,000 | 4,023,000 | 5,616,000 | 7,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,685,000 | 51,180,000 | 51,138,000 | 51,541,000 |
| Total capital | 52,774,000 | 54,385,000 | 54,430,000 | 54,876,000 |
| Risk-weighted assets | 372,639,000 | 367,556,000 | 372,319,000 | 404,544,000 |