Call reports 2020
WEST PLAINS BANK AND TRUST COMPANY — 2020
What WEST PLAINS BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 391,364,000 | 475,868,000 | 486,946,000 | 509,237,000 |
| Total loans | 303,536,000 | 306,592,000 | 313,872,000 | 294,427,000 |
| Allowance for loan losses | 2,555,000 | 2,753,000 | 2,824,000 | 2,946,000 |
| Securities available for sale | 39,893,000 | 45,159,000 | 74,578,000 | 115,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,528,000 | 420,260,000 | 430,312,000 | 451,796,000 |
| Interest-bearing deposits | 269,665,000 | 328,072,000 | 343,230,000 | 362,677,000 |
| Noninterest-bearing deposits | 67,863,000 | 92,188,000 | 87,082,000 | 89,119,000 |
| Equity capital | 50,404,000 | 50,956,000 | 51,940,000 | 52,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,405,000 | 8,395,000 | 12,427,000 | 16,545,000 |
| Interest expense | 724,000 | 1,192,000 | 1,634,000 | 2,024,000 |
| Net interest income | 3,681,000 | 7,203,000 | 10,793,000 | 14,521,000 |
| Noninterest income | 832,000 | 1,830,000 | 3,014,000 | 3,900,000 |
| Noninterest expense | 2,851,000 | 5,735,000 | 8,584,000 | 11,537,000 |
| Provision for loan losses | 75,000 | 450,000 | 600,000 | 750,000 |
| Pretax income | 1,587,000 | 2,848,000 | 4,623,000 | 6,134,000 |
| Income tax | 0 | -2,000 | -2,000 | -2,000 |
| Net income | 1,587,000 | 2,850,000 | 4,625,000 | 6,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,608,000 | 49,921,000 | 51,121,000 | 51,562,000 |
| Total capital | — | 52,674,000 | 53,945,000 | 54,508,000 |
| Risk-weighted assets | — | 336,928,000 | 367,627,000 | 340,763,000 |