Call reports 2019
WEST PLAINS BANK AND TRUST COMPANY — 2019
What WEST PLAINS BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 388,616,000 | 386,731,000 | 386,810,000 | 402,142,000 |
| Total loans | 289,888,000 | 294,668,000 | 303,927,000 | 303,759,000 |
| Allowance for loan losses | 2,516,000 | 2,510,000 | 2,497,000 | 2,555,000 |
| Securities available for sale | 57,695,000 | 53,583,000 | 47,838,000 | 59,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,261,000 | 336,162,000 | 335,558,000 | 348,592,000 |
| Interest-bearing deposits | 281,183,000 | 280,224,000 | 290,991,000 | 304,207,000 |
| Noninterest-bearing deposits | 57,078,000 | 55,938,000 | 44,567,000 | 44,385,000 |
| Equity capital | 46,873,000 | 46,796,000 | 47,854,000 | 49,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,298,000 | 8,696,000 | 13,097,000 | 17,504,000 |
| Interest expense | 837,000 | 1,742,000 | 2,613,000 | 3,415,000 |
| Net interest income | 3,461,000 | 6,954,000 | 10,484,000 | 14,089,000 |
| Noninterest income | 715,000 | 1,474,000 | 2,331,000 | 3,064,000 |
| Noninterest expense | 2,538,000 | 5,301,000 | 7,892,000 | 10,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 1,638,000 | 3,125,000 | 4,921,000 | 6,561,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,638,000 | 3,125,000 | 4,921,000 | 6,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,021,000 | 46,511,000 | 47,466,000 | 49,106,000 |
| Total capital | 49,537,000 | 49,021,000 | 49,963,000 | 51,661,000 |
| Risk-weighted assets | 324,921,000 | 315,602,000 | 321,913,000 | 332,863,000 |