Call reports 2018
WEST PLAINS BANK AND TRUST COMPANY — 2018
What WEST PLAINS BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 381,743,000 | 379,571,000 | 379,530,000 | 394,873,000 |
| Total loans | 282,504,000 | 282,638,000 | 286,734,000 | 286,365,000 |
| Allowance for loan losses | 2,525,000 | 2,529,000 | 2,543,000 | 2,526,000 |
| Securities available for sale | 71,669,000 | 65,105,000 | 62,445,000 | 71,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,297,000 | 333,330,000 | 329,190,000 | 344,335,000 |
| Interest-bearing deposits | 274,333,000 | 278,015,000 | 271,123,000 | 289,269,000 |
| Noninterest-bearing deposits | 52,964,000 | 55,315,000 | 58,067,000 | 55,066,000 |
| Equity capital | 43,700,000 | 43,353,000 | 43,740,000 | 45,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,892,000 | 7,868,000 | 11,978,000 | 16,216,000 |
| Interest expense | 475,000 | 1,019,000 | 1,598,000 | 2,279,000 |
| Net interest income | 3,417,000 | 6,849,000 | 10,380,000 | 13,937,000 |
| Noninterest income | 698,000 | 1,443,000 | 2,183,000 | 2,933,000 |
| Noninterest expense | 2,343,000 | 4,765,000 | 7,193,000 | 9,804,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 6,000 |
| Pretax income | 1,772,000 | 3,513,000 | 5,343,000 | 7,040,000 |
| Income tax | 4,000 | 5,000 | 6,000 | 6,000 |
| Net income | 1,768,000 | 3,508,000 | 5,337,000 | 7,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,403,000 | 44,173,000 | 44,811,000 | 46,508,000 |
| Total capital | 46,928,000 | 46,702,000 | 47,354,000 | 49,034,000 |
| Risk-weighted assets | 315,294,000 | 312,578,000 | 321,974,000 | 325,216,000 |