Call reports 2017
WEST PLAINS BANK AND TRUST COMPANY — 2017
What WEST PLAINS BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 366,365,000 | 369,102,000 | 372,291,000 | 386,634,000 |
| Total loans | 262,742,000 | 265,357,000 | 264,325,000 | 271,666,000 |
| Allowance for loan losses | 3,177,000 | 3,212,000 | 2,524,000 | 2,528,000 |
| Securities available for sale | 77,918,000 | 71,544,000 | 76,324,000 | 80,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,505,000 | 299,372,000 | 325,411,000 | 338,365,000 |
| Interest-bearing deposits | 242,339,000 | 247,943,000 | 270,162,000 | 285,802,000 |
| Noninterest-bearing deposits | 50,166,000 | 51,429,000 | 55,249,000 | 52,563,000 |
| Equity capital | 42,417,000 | 43,180,000 | 43,239,000 | 44,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,467,000 | 7,041,000 | 10,761,000 | 14,531,000 |
| Interest expense | 235,000 | 524,000 | 839,000 | 1,193,000 |
| Net interest income | 3,232,000 | 6,517,000 | 9,922,000 | 13,338,000 |
| Noninterest income | 690,000 | 1,433,000 | 2,187,000 | 3,035,000 |
| Noninterest expense | 2,258,000 | 4,558,000 | 8,303,000 | 10,723,000 |
| Provision for loan losses | 0 | 0 | -600,000 | -585,000 |
| Pretax income | 1,719,000 | 3,468,000 | 4,482,000 | 6,311,000 |
| Income tax | 28,000 | 40,000 | 53,000 | -13,000 |
| Net income | 1,691,000 | 3,428,000 | 4,429,000 | 6,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,031,000 | 42,423,000 | 42,654,000 | 44,298,000 |
| Total capital | 45,208,000 | 45,635,000 | 45,178,000 | 46,826,000 |
| Risk-weighted assets | 302,736,000 | 299,064,000 | 286,097,000 | 302,920,000 |