Call reports 2016
WEST PLAINS BANK AND TRUST COMPANY — 2016
What WEST PLAINS BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 348,509,000 | 354,505,000 | 360,261,000 | 378,586,000 |
| Total loans | 245,498,000 | 235,670,000 | 244,580,000 | 251,672,000 |
| Allowance for loan losses | 2,885,000 | 3,018,000 | 3,132,000 | 3,159,000 |
| Securities available for sale | 76,355,000 | 76,100,000 | 78,598,000 | 90,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,158,000 | 285,934,000 | 283,999,000 | 301,874,000 |
| Interest-bearing deposits | 237,616,000 | 241,851,000 | 240,389,000 | 255,636,000 |
| Noninterest-bearing deposits | 43,542,000 | 44,083,000 | 43,610,000 | 46,238,000 |
| Equity capital | 40,186,000 | 40,635,000 | 41,369,000 | 41,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,428,000 | 6,782,000 | 10,179,000 | 13,600,000 |
| Interest expense | 210,000 | 430,000 | 652,000 | 871,000 |
| Net interest income | 3,218,000 | 6,352,000 | 9,527,000 | 12,729,000 |
| Noninterest income | 679,000 | 1,350,000 | 2,053,000 | 2,796,000 |
| Noninterest expense | 2,155,000 | 4,286,000 | 6,467,000 | 8,702,000 |
| Provision for loan losses | 75,000 | 181,000 | 286,000 | 286,000 |
| Pretax income | 1,724,000 | 3,292,000 | 4,884,000 | 6,623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,724,000 | 3,292,000 | 4,884,000 | 6,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,821,000 | 39,100,000 | 39,966,000 | 41,705,000 |
| Total capital | 41,706,000 | 42,118,000 | 43,098,000 | 44,864,000 |
| Risk-weighted assets | 277,535,000 | 266,513,000 | 274,615,000 | 296,450,000 |