Call reports 2014
BANK OF CADIZ AND TRUST COMPANY — 2014
What BANK OF CADIZ AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 107,175,000 | 105,319,000 | 106,392,000 | 107,470,000 |
| Total loans | 64,039,000 | 65,752,000 | 65,900,000 | 63,997,000 |
| Allowance for loan losses | 825,000 | 826,000 | 823,000 | 813,000 |
| Securities available for sale | 32,108,000 | 29,401,000 | 29,324,000 | 32,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,316,000 | 90,953,000 | 92,006,000 | 92,814,000 |
| Interest-bearing deposits | 80,033,000 | 77,721,000 | 84,034,000 | 84,443,000 |
| Noninterest-bearing deposits | 13,283,000 | 13,232,000 | 7,972,000 | 8,371,000 |
| Equity capital | 8,273,000 | 8,721,000 | 8,684,000 | 8,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,021,000 | 3,069,000 | 4,049,000 |
| Interest expense | 154,000 | 304,000 | 453,000 | 603,000 |
| Net interest income | 844,000 | 1,717,000 | 2,616,000 | 3,446,000 |
| Noninterest income | 163,000 | 308,000 | 464,000 | 618,000 |
| Noninterest expense | 821,000 | 1,603,000 | 2,470,000 | 3,401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 555,000 | 790,000 | 995,000 | 1,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 555,000 | 790,000 | 995,000 | 1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,660,000 | 8,807,000 | 8,863,000 | 8,918,000 |
| Total capital | 9,402,000 | 9,555,000 | 9,599,000 | 9,629,000 |
| Risk-weighted assets | 59,292,000 | 59,749,000 | 58,772,000 | 56,742,000 |
Machine access — free, no API key
Every figure shown here about BANK OF CADIZ AND TRUST COMPANY — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.