Call reports 2015
FIRST TRUST & SAVINGS BANK, THE — 2015
What FIRST TRUST & SAVINGS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 123,622,000 |
| Total loans | 32,491,000 |
| Allowance for loan losses | 1,200,000 |
| Securities available for sale | 64,138,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 97,253,000 |
| Interest-bearing deposits | 83,872,000 |
| Noninterest-bearing deposits | 13,381,000 |
| Equity capital | 25,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 978,000 |
| Interest expense | 85,000 |
| Net interest income | 893,000 |
| Noninterest income | 30,000 |
| Noninterest expense | 392,000 |
| Provision for loan losses | -123,000 |
| Pretax income | 480,000 |
| Income tax | 97,000 |
| Net income | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 24,158,000 |
| Total capital | 25,139,000 |
| Risk-weighted assets | 78,299,000 |