Call reports 2008
FIRST TRUST & SAVINGS BANK, THE — 2008
What FIRST TRUST & SAVINGS BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 75,653,000 | 78,954,000 | 78,020,000 | 79,168,000 |
| Total loans | 23,762,000 | 23,426,000 | 24,312,000 | 23,935,000 |
| Allowance for loan losses | 600,000 | 588,000 | 674,000 | 676,000 |
| Securities available for sale | 34,433,000 | 37,852,000 | 38,207,000 | 37,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,147,000 | 61,731,000 | 60,803,000 | 62,438,000 |
| Interest-bearing deposits | 52,143,000 | 55,195,000 | 54,998,000 | 54,450,000 |
| Noninterest-bearing deposits | 6,004,000 | 6,536,000 | 5,805,000 | 7,988,000 |
| Equity capital | 17,185,000 | 16,978,000 | 16,902,000 | 16,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 1,892,000 | 2,899,000 | 3,806,000 |
| Interest expense | 444,000 | 862,000 | 1,277,000 | 1,658,000 |
| Net interest income | 535,000 | 1,030,000 | 1,622,000 | 2,148,000 |
| Noninterest income | 54,000 | 75,000 | 94,000 | 113,000 |
| Noninterest expense | 369,000 | 734,000 | 1,075,000 | 1,489,000 |
| Provision for loan losses | -42,000 | -42,000 | -42,000 | -42,000 |
| Pretax income | 264,000 | 415,000 | 685,000 | 817,000 |
| Income tax | 34,000 | 40,000 | 86,000 | 125,000 |
| Net income | 230,000 | 375,000 | 599,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,096,000 | 17,241,000 | 17,465,000 | 17,558,000 |
| Total capital | 17,696,000 | 17,829,000 | 18,139,000 | 18,234,000 |
| Risk-weighted assets | 49,377,000 | 53,200,000 | 54,171,000 | 54,984,000 |
Machine access — free, no API key
Every figure shown here about FIRST TRUST & SAVINGS BANK, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.