Call reports 2026
HOMESTEAD SAVINGS BANK — 2026
What HOMESTEAD SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 73,266,000 | 71,589,000 |
| Total loans | 51,240,000 | 50,429,000 |
| Allowance for loan losses | 596,000 | 623,000 |
| Securities available for sale | 3,294,000 | 3,153,000 |
| Securities held to maturity | 508,000 | 507,000 |
| Trading assets | 0 | 0 |
| Total deposits | 66,494,000 | 64,583,000 |
| Interest-bearing deposits | 35,842,000 | 34,655,000 |
| Noninterest-bearing deposits | 30,651,000 | 29,927,000 |
| Equity capital | 6,451,000 | 6,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 877,000 | 1,703,000 |
| Interest expense | 69,000 | 136,000 |
| Net interest income | 808,000 | 1,567,000 |
| Noninterest income | 159,000 | 337,000 |
| Noninterest expense | 761,000 | 1,501,000 |
| Provision for loan losses | 38,000 | 65,000 |
| Pretax income | 168,000 | 337,000 |
| Income tax | 33,000 | 67,000 |
| Net income | 135,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,812,000 | 6,947,000 |
| Total capital | 7,297,000 | 7,425,000 |
| Risk-weighted assets | 38,724,000 | 38,120,000 |