Call reports 2024
HOMESTEAD SAVINGS BANK — 2024
What HOMESTEAD SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 76,095,000 | 72,585,000 | 71,479,000 | 70,802,000 |
| Total loans | 52,367,000 | 52,829,000 | 53,440,000 | 52,607,000 |
| Allowance for loan losses | 560,000 | 546,000 | 546,000 | 549,000 |
| Securities available for sale | 4,218,000 | 4,038,000 | 4,017,000 | 3,767,000 |
| Securities held to maturity | 712,000 | 561,000 | 561,000 | 560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,389,000 | 66,848,000 | 65,622,000 | 64,873,000 |
| Interest-bearing deposits | 37,562,000 | 35,244,000 | 34,573,000 | 34,428,000 |
| Noninterest-bearing deposits | 32,827,000 | 31,603,000 | 31,048,000 | 30,445,000 |
| Equity capital | 5,367,000 | 5,451,000 | 5,622,000 | 5,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,587,000 | 2,386,000 | 3,197,000 |
| Interest expense | 102,000 | 193,000 | 290,000 | 386,000 |
| Net interest income | 686,000 | 1,394,000 | 2,096,000 | 2,811,000 |
| Noninterest income | 178,000 | 336,000 | 479,000 | 733,000 |
| Noninterest expense | 765,000 | 1,537,000 | 2,335,000 | 3,137,000 |
| Provision for loan losses | 0 | -15,000 | -15,000 | -15,000 |
| Pretax income | 99,000 | 208,000 | 255,000 | 421,000 |
| Income tax | 25,000 | 48,000 | 49,000 | 90,000 |
| Net income | 74,000 | 160,000 | 206,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,884,000 | 5,970,000 | 6,096,000 | 6,218,000 |
| Total capital | 6,382,000 | 6,451,000 | 6,583,000 | 6,705,000 |
| Risk-weighted assets | 39,790,000 | 38,415,000 | 38,868,000 | 38,929,000 |