Call reports 2023
HOMESTEAD SAVINGS BANK — 2023
What HOMESTEAD SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 78,494,000 | 74,809,000 | 73,864,000 | 73,477,000 |
| Total loans | 53,343,000 | 54,220,000 | 52,776,000 | 52,144,000 |
| Allowance for loan losses | 367,000 | 367,000 | 563,000 | 563,000 |
| Securities available for sale | 5,615,000 | 4,631,000 | 4,394,000 | 4,397,000 |
| Securities held to maturity | 1,315,000 | 759,000 | 758,000 | 713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,285,000 | 69,433,000 | 68,572,000 | 67,919,000 |
| Interest-bearing deposits | 38,097,000 | 36,074,000 | 37,023,000 | 35,140,000 |
| Noninterest-bearing deposits | 35,188,000 | 33,359,000 | 31,550,000 | 32,779,000 |
| Equity capital | 5,030,000 | 5,180,000 | 5,079,000 | 5,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,590,000 | 2,351,000 | 3,111,000 |
| Interest expense | 27,000 | 67,000 | 127,000 | 215,000 |
| Net interest income | 780,000 | 1,523,000 | 2,224,000 | 2,896,000 |
| Noninterest income | 118,000 | 293,000 | 448,000 | 646,000 |
| Noninterest expense | 733,000 | 1,449,000 | 2,194,000 | 2,948,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 322,000 | 433,000 | 549,000 |
| Income tax | 40,000 | 73,000 | 91,000 | 115,000 |
| Net income | 125,000 | 249,000 | 342,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,668,000 | 5,799,000 | 5,685,000 | 5,813,000 |
| Total capital | 6,036,000 | 6,166,000 | 6,176,000 | 6,288,000 |
| Risk-weighted assets | 38,601,000 | 39,670,000 | 38,976,000 | 37,888,000 |