Call reports 2022
HOMESTEAD SAVINGS BANK — 2022
What HOMESTEAD SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 81,976,000 | 82,584,000 | 81,937,000 | 78,697,000 |
| Total loans | 49,238,000 | 51,481,000 | 52,468,000 | 52,478,000 |
| Allowance for loan losses | 312,000 | 312,000 | 361,000 | 367,000 |
| Securities available for sale | 7,316,000 | 6,552,000 | 6,033,000 | 5,762,000 |
| Securities held to maturity | 1,448,000 | 1,444,000 | 1,438,000 | 1,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,676,000 | 77,285,000 | 76,842,000 | 73,633,000 |
| Interest-bearing deposits | 41,405,000 | 42,286,000 | 40,625,000 | 38,527,000 |
| Noninterest-bearing deposits | 35,271,000 | 34,999,000 | 36,217,000 | 35,105,000 |
| Equity capital | 4,996,000 | 4,894,000 | 4,795,000 | 4,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,220,000 | 1,932,000 | 2,637,000 |
| Interest expense | 15,000 | 31,000 | 49,000 | 64,000 |
| Net interest income | 599,000 | 1,189,000 | 1,883,000 | 2,573,000 |
| Noninterest income | 217,000 | 409,000 | 598,000 | 730,000 |
| Noninterest expense | 752,000 | 1,504,000 | 2,269,000 | 2,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 94,000 | 212,000 | 361,000 |
| Income tax | 9,000 | 19,000 | 42,000 | 72,000 |
| Net income | 55,000 | 75,000 | 170,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,167,000 | 5,154,000 | 5,427,000 | 5,537,000 |
| Total capital | 5,479,000 | 5,466,000 | 5,789,000 | 5,905,000 |
| Risk-weighted assets | 37,173,000 | 39,585,000 | 40,658,000 | 40,657,000 |