Call reports 2021
HOMESTEAD SAVINGS BANK — 2021
What HOMESTEAD SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 80,325,000 | 79,026,000 | 79,724,000 | 83,746,000 |
| Total loans | 46,254,000 | 45,945,000 | 43,186,000 | 48,792,000 |
| Allowance for loan losses | 341,000 | 342,000 | 344,000 | 310,000 |
| Securities available for sale | 6,950,000 | 7,130,000 | 7,319,000 | 8,128,000 |
| Securities held to maturity | 386,000 | 986,000 | 1,498,000 | 1,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,520,000 | 73,377,000 | 74,163,000 | 78,195,000 |
| Interest-bearing deposits | 41,596,000 | 41,220,000 | 40,898,000 | 41,565,000 |
| Noninterest-bearing deposits | 32,925,000 | 32,157,000 | 33,265,000 | 36,630,000 |
| Equity capital | 5,257,000 | 5,245,000 | 5,255,000 | 5,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,152,000 | 1,783,000 | 2,327,000 |
| Interest expense | 20,000 | 37,000 | 56,000 | 72,000 |
| Net interest income | 555,000 | 1,115,000 | 1,727,000 | 2,255,000 |
| Noninterest income | 319,000 | 499,000 | 665,000 | 878,000 |
| Noninterest expense | 771,000 | 1,520,000 | 2,251,000 | 2,958,000 |
| Provision for loan losses | 0 | 0 | 0 | -32,000 |
| Pretax income | 103,000 | 94,000 | 145,000 | 211,000 |
| Income tax | 8,000 | 19,000 | 37,000 | 49,000 |
| Net income | 95,000 | 75,000 | 108,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,150,000 | 5,129,000 | 5,155,000 | 5,185,000 |
| Total capital | 5,492,000 | 5,472,000 | 5,500,000 | 5,495,000 |
| Risk-weighted assets | 36,816,000 | 36,836,000 | 36,683,000 | 36,778,000 |