Call reports 2020
HOMESTEAD SAVINGS BANK — 2020
What HOMESTEAD SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 67,524,000 | 73,446,000 | 75,175,000 | 77,986,000 |
| Total loans | 45,698,000 | 46,548,000 | 46,812,000 | 45,108,000 |
| Allowance for loan losses | 346,000 | 346,000 | 366,000 | 365,000 |
| Securities available for sale | 4,284,000 | 5,194,000 | 5,867,000 | 6,060,000 |
| Securities held to maturity | 504,000 | 426,000 | 426,000 | 386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,297,000 | 67,797,000 | 69,790,000 | 72,219,000 |
| Interest-bearing deposits | 38,095,000 | 39,991,000 | 39,444,000 | 40,240,000 |
| Noninterest-bearing deposits | 24,202,000 | 27,806,000 | 30,346,000 | 31,979,000 |
| Equity capital | 4,860,000 | 5,053,000 | 5,124,000 | 5,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,306,000 | 1,951,000 | 2,611,000 |
| Interest expense | 69,000 | 123,000 | 176,000 | 213,000 |
| Net interest income | 586,000 | 1,183,000 | 1,775,000 | 2,398,000 |
| Noninterest income | 134,000 | 361,000 | 656,000 | 946,000 |
| Noninterest expense | 728,000 | 1,377,000 | 2,156,000 | 2,955,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -8,000 | 174,000 | 282,000 | 396,000 |
| Income tax | 4,000 | -12,000 | 6,000 | 35,000 |
| Net income | -12,000 | 186,000 | 276,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,697,000 | 4,893,000 | 4,979,000 | 5,060,000 |
| Total capital | 5,044,000 | 5,240,000 | 5,347,000 | 5,426,000 |
| Risk-weighted assets | 37,079,000 | 36,057,000 | 36,057,000 | 37,120,000 |