Call reports 2018
HOMESTEAD SAVINGS BANK — 2018
What HOMESTEAD SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,147,000 | 63,115,000 | 65,663,000 | 64,400,000 |
| Total loans | 49,038,000 | 46,965,000 | 47,913,000 | 48,524,000 |
| Allowance for loan losses | 408,000 | 409,000 | 409,000 | 408,000 |
| Securities available for sale | 1,292,000 | 1,709,000 | 1,641,000 | 1,609,000 |
| Securities held to maturity | 749,000 | 652,000 | 651,000 | 616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,628,000 | 58,126,000 | 60,922,000 | 59,808,000 |
| Interest-bearing deposits | 37,001,000 | 34,835,000 | 32,881,000 | 33,149,000 |
| Noninterest-bearing deposits | 24,627,000 | 23,291,000 | 28,041,000 | 26,659,000 |
| Equity capital | 4,278,000 | 4,295,000 | 4,316,000 | 4,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,274,000 | 1,942,000 | 2,607,000 |
| Interest expense | 43,000 | 83,000 | 126,000 | 173,000 |
| Net interest income | 595,000 | 1,191,000 | 1,816,000 | 2,434,000 |
| Noninterest income | 207,000 | 404,000 | 557,000 | 638,000 |
| Noninterest expense | 757,000 | 1,523,000 | 2,269,000 | 2,959,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 72,000 | 104,000 | 113,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 42,000 | 67,000 | 96,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,186,000 | 4,210,000 | 4,236,000 | 4,228,000 |
| Total capital | 4,594,000 | 4,619,000 | 4,644,000 | 4,636,000 |
| Risk-weighted assets | 39,744,000 | 37,758,000 | 38,437,000 | 37,690,000 |