Call reports 2017
HOMESTEAD SAVINGS BANK — 2017
What HOMESTEAD SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,722,000 | 67,162,000 | 65,480,000 | 65,406,000 |
| Total loans | 49,992,000 | 49,110,000 | 49,280,000 | 49,088,000 |
| Allowance for loan losses | 388,000 | 387,000 | 347,000 | 384,000 |
| Securities available for sale | 1,629,000 | 1,545,000 | 1,457,000 | 1,375,000 |
| Securities held to maturity | 897,000 | 783,000 | 783,000 | 748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,700,000 | 62,501,000 | 60,797,000 | 60,777,000 |
| Interest-bearing deposits | 38,064,000 | 37,031,000 | 36,758,000 | 36,879,000 |
| Noninterest-bearing deposits | 25,635,000 | 25,470,000 | 24,039,000 | 23,898,000 |
| Equity capital | 4,239,000 | 4,231,000 | 4,424,000 | 4,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,278,000 | 1,933,000 | 2,548,000 |
| Interest expense | 62,000 | 123,000 | 165,000 | 207,000 |
| Net interest income | 577,000 | 1,155,000 | 1,768,000 | 2,341,000 |
| Noninterest income | 183,000 | 373,000 | 668,000 | 637,000 |
| Noninterest expense | 726,000 | 1,501,000 | 2,214,000 | 2,921,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 9,000 | 204,000 | 39,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 0 |
| Net income | 15,000 | 4,000 | 196,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,134,000 | 4,123,000 | 4,317,000 | 4,152,000 |
| Total capital | 4,522,000 | 4,512,000 | 4,666,000 | 4,536,000 |
| Risk-weighted assets | 39,411,000 | 39,532,000 | 38,210,000 | 39,087,000 |