Call reports 2016

HOMESTEAD SAVINGS BANK — 2016

Name: HOMESTEAD SAVINGS BANK — FFIEC call report 2016
Creator: HOMESTEAD SAVINGS BANK

What HOMESTEAD SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/39fdc477-f44a-4a10-8db0-5ecacb8302fd/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	69,115,000	67,097,000	67,307,000	66,872,000
Total loans	50,837,000	50,106,000	50,387,000	50,568,000
Allowance for loan losses	416,000	434,000	431,000	407,000
Securities available for sale	1,772,000	2,024,000	1,935,000	1,760,000
Securities held to maturity	1,057,000	936,000	935,000	906,000
Trading assets	0	0	0	0
Total deposits	62,929,000	60,994,000	61,396,000	60,775,000
Interest-bearing deposits	40,656,000	39,643,000	38,443,000	37,759,000
Noninterest-bearing deposits	22,273,000	21,351,000	22,953,000	23,017,000
Equity capital	4,496,000	4,220,000	4,185,000	4,222,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	648,000	1,228,000	1,860,000	2,488,000
Interest expense	86,000	162,000	230,000	294,000
Net interest income	562,000	1,066,000	1,630,000	2,194,000
Noninterest income	80,000	187,000	392,000	655,000
Noninterest expense	894,000	1,782,000	2,576,000	3,345,000
Provision for loan losses	46,000	55,000	55,000	55,000
Pretax income	-298,000	-584,000	-609,000	-551,000
Income tax	2,000	5,000	8,000	11,000
Net income	-300,000	-589,000	-617,000	-562,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	4,380,000	4,104,000	4,071,000	4,117,000
Total capital	4,797,000	4,539,000	4,503,000	4,525,000
Risk-weighted assets	38,759,000	37,655,000	37,999,000	39,171,000