Call reports 2006
HOMESTEAD SAVINGS BANK — 2006
What HOMESTEAD SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 70,256,000 | 73,344,000 | 75,139,000 | 77,193,000 |
| Total loans | 48,753,000 | 52,187,000 | 54,320,000 | 54,985,000 |
| Allowance for loan losses | 203,000 | 209,000 | 214,000 | 211,000 |
| Securities available for sale | 11,251,000 | 10,826,000 | 10,754,000 | 8,721,000 |
| Securities held to maturity | 7,000 | 7,000 | 7,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,910,000 | 48,518,000 | 50,732,000 | 57,841,000 |
| Interest-bearing deposits | 45,049,000 | 43,822,000 | 45,067,000 | 52,142,000 |
| Noninterest-bearing deposits | 4,861,000 | 4,696,000 | 5,665,000 | 5,700,000 |
| Equity capital | 5,537,000 | 5,439,000 | 5,592,000 | 5,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,984,000 | 3,080,000 | 4,215,000 |
| Interest expense | 429,000 | 922,000 | 1,481,000 | 2,057,000 |
| Net interest income | 523,000 | 1,062,000 | 1,599,000 | 2,158,000 |
| Noninterest income | 125,000 | 221,000 | 354,000 | 483,000 |
| Noninterest expense | 614,000 | 1,303,000 | 1,935,000 | 2,578,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 28,000 | -32,000 | 0 | 10,000 |
| Income tax | 1,000 | -16,000 | -10,000 | -10,000 |
| Net income | 27,000 | -16,000 | 10,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,707,000 | 5,655,000 | 5,683,000 | 5,692,000 |
| Total capital | 5,910,000 | 5,864,000 | 5,897,000 | 5,903,000 |
| Risk-weighted assets | 42,779,000 | 44,744,000 | 46,458,000 | 47,531,000 |
Machine access — free, no API key
Every figure shown here about HOMESTEAD SAVINGS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.