Call reports 2024
NEW CARLISLE FEDERAL SAVINGS BANK — 2024
What NEW CARLISLE FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 252,492,000 | 254,776,000 | 260,772,000 | 271,226,000 |
| Total loans | 216,129,000 | 217,643,000 | 230,936,000 | 241,230,000 |
| Allowance for loan losses | 1,960,000 | 1,999,000 | 2,165,000 | 2,260,000 |
| Securities available for sale | 7,376,000 | 7,918,000 | 7,316,000 | 5,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,450,000 | 184,687,000 | 177,825,000 | 188,157,000 |
| Interest-bearing deposits | 138,298,000 | 137,936,000 | 133,016,000 | 146,944,000 |
| Noninterest-bearing deposits | 43,152,000 | 46,751,000 | 44,809,000 | 41,213,000 |
| Equity capital | 20,538,000 | 21,319,000 | 22,332,000 | 22,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,612,000 | 7,322,000 | 11,264,000 | 15,301,000 |
| Interest expense | 1,451,000 | 2,946,000 | 4,534,000 | 6,232,000 |
| Net interest income | 2,161,000 | 4,376,000 | 6,730,000 | 9,069,000 |
| Noninterest income | 195,000 | 580,000 | 1,181,000 | 1,397,000 |
| Noninterest expense | 1,658,000 | 3,297,000 | 4,944,000 | 6,569,000 |
| Provision for loan losses | 50,000 | 82,000 | 244,000 | 339,000 |
| Pretax income | 648,000 | 1,577,000 | 2,683,000 | 3,416,000 |
| Income tax | 124,000 | 312,000 | 532,000 | 663,000 |
| Net income | 524,000 | 1,265,000 | 2,151,000 | 2,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,832,000 | 21,580,000 | 22,466,000 | 23,068,000 |
| Total capital | 22,792,000 | 23,579,000 | 24,671,000 | 25,470,000 |
| Risk-weighted assets | 209,669,000 | 210,291,000 | 219,473,000 | 233,524,000 |