Call reports 2022
NEW CARLISLE FEDERAL SAVINGS BANK — 2022
What NEW CARLISLE FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 179,348,000 | 188,675,000 | 200,694,000 | 222,073,000 |
| Total loans | 150,377,000 | 161,426,000 | 169,794,000 | 182,658,000 |
| Allowance for loan losses | 1,468,000 | 1,525,000 | 1,592,000 | 1,713,000 |
| Securities available for sale | 4,731,000 | 5,854,000 | 5,656,000 | 5,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,804,000 | 139,687,000 | 136,701,000 | 153,704,000 |
| Interest-bearing deposits | 92,106,000 | 94,206,000 | 97,656,000 | 107,278,000 |
| Noninterest-bearing deposits | 38,698,000 | 45,481,000 | 39,045,000 | 46,426,000 |
| Equity capital | 17,002,000 | 17,305,000 | 17,538,000 | 17,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,783,000 | 5,841,000 | 8,161,000 |
| Interest expense | 235,000 | 487,000 | 798,000 | 1,329,000 |
| Net interest income | 1,671,000 | 3,296,000 | 5,043,000 | 6,832,000 |
| Noninterest income | 302,000 | 590,000 | 764,000 | 961,000 |
| Noninterest expense | 1,393,000 | 2,755,000 | 4,131,000 | 5,531,000 |
| Provision for loan losses | 226,000 | 267,000 | 319,000 | 411,000 |
| Pretax income | 354,000 | 864,000 | 1,357,000 | 1,851,000 |
| Income tax | 54,000 | 163,000 | 267,000 | 361,000 |
| Net income | 300,000 | 701,000 | 1,090,000 | 1,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,215,000 | 17,617,000 | 18,005,000 | 18,405,000 |