Call reports 2021
NEW CARLISLE FEDERAL SAVINGS BANK — 2021
What NEW CARLISLE FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 180,729,000 | 179,668,000 | 168,531,000 | 170,896,000 |
| Total loans | 142,687,000 | 143,910,000 | 132,961,000 | 146,131,000 |
| Allowance for loan losses | 1,268,000 | 1,198,000 | 1,201,000 | 1,295,000 |
| Securities available for sale | 3,716,000 | 5,464,000 | 4,977,000 | 4,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,376,000 | 120,553,000 | 117,231,000 | 123,791,000 |
| Interest-bearing deposits | 88,107,000 | 86,483,000 | 84,145,000 | 86,911,000 |
| Noninterest-bearing deposits | 33,269,000 | 34,070,000 | 33,086,000 | 36,880,000 |
| Equity capital | 14,935,000 | 15,868,000 | 16,722,000 | 16,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,819,000 | 4,083,000 | 6,196,000 | 7,964,000 |
| Interest expense | 319,000 | 591,000 | 839,000 | 1,071,000 |
| Net interest income | 1,500,000 | 3,492,000 | 5,357,000 | 6,893,000 |
| Noninterest income | 487,000 | 950,000 | 1,428,000 | 1,727,000 |
| Noninterest expense | 1,257,000 | 2,598,000 | 3,896,000 | 5,394,000 |
| Provision for loan losses | 0 | -70,000 | -70,000 | 1,000 |
| Pretax income | 730,000 | 1,914,000 | 2,959,000 | 3,225,000 |
| Income tax | 154,000 | 403,000 | 605,000 | 694,000 |
| Net income | 576,000 | 1,511,000 | 2,354,000 | 2,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,962,000 | 15,897,000 | 16,741,000 | 16,917,000 |