Call reports 2020
NEW CARLISLE FEDERAL SAVINGS BANK — 2020
What NEW CARLISLE FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 136,859,000 | 166,493,000 | 167,109,000 | 160,511,000 |
| Total loans | 115,546,000 | 137,899,000 | 141,575,000 | 133,213,000 |
| Allowance for loan losses | 1,051,000 | 1,078,000 | 1,194,000 | 1,247,000 |
| Securities available for sale | 2,255,000 | 1,504,000 | 2,251,000 | 1,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,300,000 | 108,531,000 | 109,059,000 | 113,623,000 |
| Interest-bearing deposits | 76,202,000 | 80,864,000 | 82,485,000 | 84,540,000 |
| Noninterest-bearing deposits | 19,098,000 | 27,667,000 | 26,574,000 | 29,083,000 |
| Equity capital | 12,973,000 | 13,383,000 | 13,688,000 | 14,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 3,017,000 | 4,705,000 | 6,661,000 |
| Interest expense | 364,000 | 735,000 | 1,098,000 | 1,447,000 |
| Net interest income | 1,120,000 | 2,282,000 | 3,607,000 | 5,214,000 |
| Noninterest income | 206,000 | 738,000 | 1,331,000 | 2,060,000 |
| Noninterest expense | 1,063,000 | 2,208,000 | 3,615,000 | 5,013,000 |
| Provision for loan losses | 0 | 30,000 | 150,000 | 205,000 |
| Pretax income | 263,000 | 782,000 | 1,173,000 | 2,056,000 |
| Income tax | 55,000 | 164,000 | 247,000 | 432,000 |
| Net income | 208,000 | 618,000 | 926,000 | 1,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,970,000 | 13,380,000 | 13,688,000 | 14,386,000 |