Call reports 2019
NEW CARLISLE FEDERAL SAVINGS BANK — 2019
What NEW CARLISLE FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 122,474,000 | 121,630,000 | 130,314,000 | 133,183,000 |
| Total loans | 105,662,000 | 105,349,000 | 109,192,000 | 114,805,000 |
| Allowance for loan losses | 1,075,000 | 1,053,000 | 1,068,000 | 1,067,000 |
| Securities available for sale | 3,736,000 | 3,502,000 | 2,750,000 | 2,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,942,000 | 85,274,000 | 91,533,000 | 93,372,000 |
| Interest-bearing deposits | 70,756,000 | 68,009,000 | 72,480,000 | 73,019,000 |
| Noninterest-bearing deposits | 16,186,000 | 17,265,000 | 19,053,000 | 20,353,000 |
| Equity capital | 12,035,000 | 12,274,000 | 12,534,000 | 12,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,389,000 | 2,785,000 | 4,251,000 | 5,721,000 |
| Interest expense | 325,000 | 664,000 | 1,041,000 | 1,422,000 |
| Net interest income | 1,064,000 | 2,121,000 | 3,210,000 | 4,299,000 |
| Noninterest income | 152,000 | 403,000 | 652,000 | 892,000 |
| Noninterest expense | 991,000 | 2,011,000 | 3,017,000 | 4,057,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 220,000 | 508,000 | 840,000 | 1,129,000 |
| Income tax | 42,000 | 104,000 | 174,000 | 236,000 |
| Net income | 178,000 | 404,000 | 666,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,047,000 | 12,273,000 | 12,535,000 | 12,762,000 |
| Total capital | 13,122,000 | 13,326,000 | 13,603,000 | 13,829,000 |
| Risk-weighted assets | 93,752,000 | 94,585,000 | 98,267,000 | 103,475,000 |