Call reports 2018
NEW CARLISLE FEDERAL SAVINGS BANK — 2018
What NEW CARLISLE FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 113,804,000 | 115,382,000 | 115,496,000 | 122,185,000 |
| Total loans | 98,398,000 | 98,856,000 | 100,101,000 | 101,883,000 |
| Allowance for loan losses | 1,030,000 | 1,043,000 | 1,069,000 | 1,075,000 |
| Securities available for sale | 3,205,000 | 3,696,000 | 3,769,000 | 3,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,339,000 | 82,407,000 | 81,301,000 | 88,585,000 |
| Interest-bearing deposits | 65,405,000 | 65,542,000 | 65,051,000 | 71,695,000 |
| Noninterest-bearing deposits | 16,934,000 | 16,865,000 | 16,250,000 | 16,890,000 |
| Equity capital | 11,232,000 | 11,393,000 | 11,557,000 | 11,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,418,000 | 3,690,000 | 5,028,000 |
| Interest expense | 228,000 | 471,000 | 734,000 | 1,016,000 |
| Net interest income | 972,000 | 1,947,000 | 2,956,000 | 4,012,000 |
| Noninterest income | 196,000 | 364,000 | 532,000 | 725,000 |
| Noninterest expense | 922,000 | 1,843,000 | 2,770,000 | 3,701,000 |
| Provision for loan losses | 7,000 | 15,000 | 30,000 | 35,000 |
| Pretax income | 239,000 | 453,000 | 688,000 | 1,001,000 |
| Income tax | 31,000 | 77,000 | 127,000 | 193,000 |
| Net income | 208,000 | 376,000 | 561,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,269,000 | 11,437,000 | 11,622,000 | 11,869,000 |
| Total capital | 12,299,000 | 12,480,000 | 12,691,000 | 12,944,000 |
| Risk-weighted assets | 87,000,000 | 88,641,000 | 89,547,000 | 91,475,000 |