Call reports 2017
NEW CARLISLE FEDERAL SAVINGS BANK — 2017
What NEW CARLISLE FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 101,802,000 | 104,628,000 | 108,230,000 | 112,397,000 |
| Total loans | 87,586,000 | 89,666,000 | 92,893,000 | 96,887,000 |
| Allowance for loan losses | 1,036,000 | 1,040,000 | 1,012,000 | 1,016,000 |
| Securities available for sale | 3,997,000 | 2,500,000 | 1,749,000 | 3,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,600,000 | 77,399,000 | 78,108,000 | 81,235,000 |
| Interest-bearing deposits | 62,400,000 | 61,959,000 | 63,345,000 | 64,993,000 |
| Noninterest-bearing deposits | 14,200,000 | 15,440,000 | 14,763,000 | 16,242,000 |
| Equity capital | 10,625,000 | 10,796,000 | 10,916,000 | 11,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 2,057,000 | 3,159,000 | 4,344,000 |
| Interest expense | 136,000 | 301,000 | 496,000 | 705,000 |
| Net interest income | 837,000 | 1,756,000 | 2,663,000 | 3,639,000 |
| Noninterest income | 181,000 | 400,000 | 590,000 | 784,000 |
| Noninterest expense | 847,000 | 1,729,000 | 2,642,000 | 3,586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 427,000 | 611,000 | 837,000 |
| Income tax | 59,000 | 147,000 | 210,000 | 293,000 |
| Net income | 112,000 | 280,000 | 401,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,629,000 | 10,797,000 | 10,918,000 | 11,061,000 |
| Total capital | 11,586,000 | 11,779,000 | 11,930,000 | 12,077,000 |
| Risk-weighted assets | 76,503,000 | 78,515,000 | 81,363,000 | 85,535,000 |