Call reports 2015
FIRST BANK OF LINCOLN — 2015
What FIRST BANK OF LINCOLN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 17,719,000 | 20,408,000 | 20,647,000 | 22,005,000 |
| Total loans | 12,723,000 | 14,218,000 | 16,264,000 | 17,642,000 |
| Allowance for loan losses | 80,000 | 112,000 | 112,000 | 115,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,311,000 | 17,878,000 | 18,029,000 | 17,429,000 |
| Interest-bearing deposits | 10,868,000 | 13,416,000 | 13,306,000 | 12,624,000 |
| Noninterest-bearing deposits | 4,444,000 | 4,463,000 | 4,723,000 | 4,805,000 |
| Equity capital | 2,381,000 | 2,505,000 | 2,593,000 | 2,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 446,000 | 696,000 | 953,000 |
| Interest expense | 21,000 | 43,000 | 66,000 | 85,000 |
| Net interest income | 189,000 | 403,000 | 630,000 | 868,000 |
| Noninterest income | 62,000 | 178,000 | 225,000 | 155,000 |
| Noninterest expense | 149,000 | 324,000 | 510,000 | 714,000 |
| Provision for loan losses | 25,000 | 56,000 | 56,000 | 58,000 |
| Pretax income | 77,000 | 201,000 | 289,000 | 251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 201,000 | 289,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,809,000 | 1,933,000 | 2,021,000 | 1,983,000 |
| Total capital | 1,889,000 | 2,045,000 | 2,133,000 | 2,098,000 |
| Risk-weighted assets | 13,137,000 | 13,961,000 | 15,812,000 | 16,990,000 |